• M.Com, M. Phil, Ph. D, M.B.A. [Finance] 

• 32 years of teaching experience at the Graduate and Post-Graduate levels in the Post Graduate Dept. of Commerce and Research Centre, St. Xavier's College for Women, Aluva , affiliated to Mahatma Gandhi University, Kottayam, Kerala.
• Research Guide for Doctoral Research in Commerce, Mahatma Gandhi University, Kottayam.

• Financial Accounting, Cost Accounting, Management Accounting, Banking, Managerial Economics

• “Economic Empowerment of Widows through Self- Employment Training, Production and Marketing Initiatives by NGOs in Ernakulam District- A Case Study" [Sanctioned and funded by the UGC, New Delhi].

• “Asset-Liability Management in the Context of Globalisation: Aims and Strategies” Published in Indian Commerce Bulletin - A Journal of Research on Business Studies, Vol. VII, No.1&2’ March 2004.[ISSN-0972-6187]
• Republished in the book Development Agenda of Third World Countries Under the WTO Regime, Vol.2. Serial Publications, New Delhi, 2005.[ISBN 81-86771-70-0]
• “Institutional Finance for Agriculture Sector: Changing Perspectives.” published in Indian Commerce Bulletin- A Journal of Research on Business Studies,. Vol. XI. No.1 June 2009.[ISSN-0972-6187]
• “Indian Banking in Recession Phase and RBI’s Counter Cyclical Strategies.” published in Science & Society, Nirmala Academic &Research Publications., Muvattupuzha, Kerala, Vol.8 No.2 July-December 2010.[ISSN 0973-0206]
• “A Study on Interest Rate Risk Management and Profitability of Banks.” published in Research Lines, Interdisciplinary Research Journal, Deva Matha College, Kuravilangad, Kottyam, Kerala. Vol.IV No.1-C January – June 2011.[ISSN-0975-8941]
• “Management in India-Transition from Patriarchy to Professionalism.” published in Indian Commerce Bulletin, A Journal of Research on Business Studies, June 2011. Vol. XI: No.2, Vol.XXI: No. 1&2 .[ISSN-0972-6187]
• "Socio- Economic Problems faced by Widows in Ernakulam District: An Analytical Study" published in Discourse- Xavierian Research Journal, March 2013. Vol. 1 No.1 [ISSN2321-0214]
• "Digital Financial Inclusion Initiatives in India" published in Discourse- Xavierian Research Journal, March 2016. Vol. 4 No. 1 [ISSN2321-0214]
• "A Review of Financial Inclusion and MSME Sector" published in Discourse- Xavierian Research Journal, March 2016. Vol. 4 No. 1 [ISSN2321-0214]
• Editor, Seminar Proceedings on "Financial Inclusion: Prospects, Issues, and Challenges" , UGC sponsored National Seminar organised by the Post- Graduate Department of Commerce on 27 and 28 November 2014.
• Editor, Seminar Proceedings on "Enhancement and Sustenance of Quality in Higher Education- Widening Horizons" sponsored by the UGC and organised by IQAC on 23 and 24 February2011.
• Editor, Seminar Proceedings on "Capacity Building for Effective Internal Quality Systems in Higher Education Institutions" sponsored by NAAC Banglore and organised by IQAC on 21 and 22 November2007.
• Editor, Eventful Fifty- Souvenir to mark the Golden Jubilee Celebrations of St. Xavier's College for Women, Aluva.2014

INTERNATIONAL

• Session Chair in the International Conference on Management, Finance and Accounting organised by Commerce Association of Kerala and PG and Research Department of Commerce, St. Peters College, Kolenchery on 9 and 10 February 2018.
• Participated in the International Conference on Leadership for Success organised by RCBSR, Rajagiri College of Social Sciences in collaboration with Trinity Western University, Canada, on 14 November 2018
• Session Chair in the UGC sponsored International Conference on "Entrepreneurship Innovation and Development" conducted by the PG and Research Department of Commerce, St. Peters College, Kolenchery, on 8 and 9 January 2016.
• Participated in the International Conference on "Innovations in Business and Finance", organised by the Commerce Association of Kerala, at St. Peter's College, Kolenchery, on 29-30 May 2015.
• Participated in the International Workshop on “Managing Challenges in the Emerging World Order& Winning Strategies for Sustainable Development" organised by Bharatha Mata Institute of Management, Kochi on 2 and 3 August 2011
• Participated and presented paper in the International Commerce Congress, organised by Commerce Association of Kerala at St. Stephen College, Uzhavoor, on 10 and 11 June 2003

NATIONAL, STATE AND REGIONAL

• Session Chair in the UGC sponsored National Seminar on Emerging Dimensions in Entrepreneurship organised by Marthoma College for Women, Perumbavoor, on 3 and 4 December 2015.
• Chaired Research Paper Presentation Session in the UGC Sponsored National Conference on “Foreign Direct Investment in India: Opportunities and Challenges" held on 30-31 January 2014 at St. Peters College, Kolenchery.
• Participated and Presented papers in various National, State, and regional level Seminars, Workshops and Conferences
• attended two Refresher Courses in Commerce and Management in Kerala University [15-4-2008 to 6-5-2008], [16-5-2007 to 5-6-2007]
• Attended two Refresher Course in Commerce organised by Mahatma Gandhi University, Kottayam [21- 07-1999 to 13-08-1999], [24- 06-1992 to 20-07-1992.]
• Orientation Course for Programme Officers of the National Service Scheme from13 to 18 June 2011.
• Three days ' Training of Trainers Programme on Life-Skill Education', conducted by Kerala State Aids Control Society in association with the National Service Scheme and Hindustan Latex Ltd. from 14th to 16th Oct.2011.
• Gender Awareness Campaign organised by K.S.W.D.C. Ltd., Dept. of Social Welfare, Govt. of Kerala, on 6 July 2011.
• Workshop on” Discovering Your Voice” conducted by the Consortium of Pain and Palliative Care Units in Ernakulam District, on11October 2009.

• Co- ordinator, National Workshop on “Derivatives- Concepts into Practice,"conducted by the Post- Graduate Department of Commerce and Research Center,St. Xavier's College for Women, Aluva, on 30 November2016
• Co- ordinator, UGC Sponsored Two-Day National Seminar on "Financial Inclusion: Prospects, Issues, and Challenges," organised by the Post- Graduate Department of Commerce and Research Center,St. Xavier’s College for Women, Aluva, on 27 and 28 November 2014
• Organised Three Day Inter Collegiate Camp on 'Total Health and Life Style' under NSS, MG University, at St. Xavier's College for women, Aluva on 30 November to 2 December 2012

• Member, P G Board of Studies, M G University, Kottayam [2012-2017].
• Member, Expert Committee in Commerce, M G University, Kottayam [2012-2017].
• Programme Officer, National Service Scheme, St. Xavier's College for Women, Aluva [2009-10, 2011-12, 2012-13]
• Co-ordinator, Add- on Courses in E- Banking, E- Marketing and Security Analysis, Global Trade Management, St. Xavier’s College for Women, Aluva [2005- 2012]
• Member, Research Promotion Council, St. Xavier’s College for Women, Aluva [2013 to 2017]
• Life Member, Commerce Association of Kerala

• State Award for the Best NSS Programme Officer in the State of Kerala [2012-13]
• MG. University Award for the Best NSS Programme Officer in Mahatma Gandhi University, Kottayam [2012-13].